About Us

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I was meeting recently with a couple in their early 60's. They had managed to save almost $2 million and were preparing to retire in the next two years. They were deeply concerned about protecting their life savings from excessive market volatility and rising inflation. Most of all they were worried about taxes in retirement. They explained how they believed taxes would have to rise in the future and how that would affect them. They had asked their investment adviser for help minimizing taxes in retirement. He told them, "We don't do that. You need to talk to a tax adviser."

Such is the case with the majority of Investment Advisers. Most Investment Advisers, if they offer any help with mitigating taxes, are only concerned with current tax rates...without any regard for future tax liability.

We then discussed how CPAs are focused on doing tax returns - looking at the Past and Present, but not the Future. I explained that Tax Strategies are an aspect financial planning that we had been helping clients with for many years.

After all, where can you go to get help with tax planning in retirement? Truth is, most folks don’t know where to get help with tax planning in retirement. More than that many pre retirees don’t realize that rising taxes are going to affect their retirement. They will be blindsided.

I decided to do something about that. Due to the current economic climate and the growing certainty that Marginal Tax Rates will rise I decided it was time to shift the focus of our practice towards helping folks with minimizing taxes in retirement. We will, however, continue to help our clients with mitigating other retirement risks: Market Risk, Longevity Risk, Inflation Risk, Long-Term Care Risk,.

Thank you for visiting our site, and for your consideration.