Our Process

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1. Types of Accounts - IRA, 401k, Brokerage, Savings, etc. 

2. Current Tax Class - Pre-tax, ROTH, Non-qualified, etc.

3. Approximate Balances

1. Simulate Stock Market Volatility Using Historical S&P 500 Performance

2. Plausible Future Tax Increases

3. Modest Average Inflation

1. Tax Rates Rise - You make NO Changes to Current Plan, and you keep doing what you're doing

2. Tax Rates Rise - Our Tax Reduction and Safe Money Strategies Added to Your Current Plan

1. No changes needed; keep doing what you're doing, or

2. We implement our Tax Reduction and Safe Money Strategies to protect your retirement from wealth erosion